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Thursday,

 March 18, 2010

FHA                  5.375%

VA                    5.250%

30 YR Fixed      5.250%

20 YR Fixed      5.000%

15 YR Fixed      4.500%

SONYMA          4.750%

PHFA               4.950%

1/1 ARM           3.000%

5/1 ARM           4.750%

(APRs available in Loan Programs)

 
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It's No Secret...

In today's economic climate, home loan options are constantly changing. So it's more important than ever to find a mortgage expert who'll take the time to learn your needs, discuss all your options, and help you find exactly the best program for you.

Elmira Savings Bank's mortgage professionals will do just that. They are knowledgeable and passionate about getting you the loan that best fits your situation. Our loan officers will Do More and Do Better for you, and promise to value your time. Whether you contact us by phone, in person, or via the internet, we promise to respond quickly.



Mortgage Loan Programs

If you are interested in a tailor-made program or are looking for excellent mortgage expertise, please contact us at (607)737-8815 for personalized attention. Here are examples of other programs offered:

         FREE PRE- APPROVALS

           CONSTRUCTION          FHA    VA      JUMBO MORTGAGES 

         PHFA           SONYMA